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Thursday, November 1, 2012

This is what we like to hear!

We had a GREAT experience.
Jane and John listened and were attentive. They were very helpful to us PROPERTY VIRGINS. We made two offers that didn’t work out but their diligence helped us TRULY find the house we were meant to own.

Friday, April 20, 2012

A few good words...

What one of our new and latest clients had to say, "We were led through the process of buying another house from beginning to end with great advice from beginning to end. John and Jane moved immediately on any of our requests to view houses and when the right one came along they were able to secure the sale for us. They were always aware of what we were looking for and gave us the right advice to get the house we wanted. They even provided the Home Inspection for us. We feel they went above and beyond our expectations and we are confident in giving their names to friends who are in need of great real estate agents. John and Jane were absolutely wonderful-they did a great job for us in finding exactly the right house.!!! Highly recommended! Thank you."
Clare and Joe Keast

Thank you Clarea nd Joe for your kind words!  Can't wait to see the new place once you are both moved in.

-Jane Ross
sales representative

Tuesday, February 14, 2012

Lowering Taxes For Home Buyers

Here is a little information thanks to Dean Del Mastro M.P. regarding First-Time Home Buyers' Tax Credit.

The fees associated with purchasing a first home can really add up.  To help Canadians with these costs, our Conservative Government introduced the First-Time Home Buyers' Tax Credit.  The credit allows Canadians to save up to $750 on qualifying homes purchased after January 27, 2009.

The First-Time Home Buyers' Tax Credit is also available to existing homeowners who are eligible for the Disability Tax Credit (DTC) who purchase a more accessible or functional home, or for the benefit of a DTC eligible person who is related to the individual purchasing the home.

Home Buyer's Plan
For many first-time home buyers or builders, saving for a down payment can be the most challenging part.  To help Canadians saving for their first big purchase, our Conservative Government raised the amount Canadians can withdraw from their Registered Retirement Savings Plans (RRSP) for a down payment on their first home.
Through Canada's Economic Action Plan, our Conservative Government increased the maximum Canadians can withdraw from their RRSPs for a home purchase to $25,000.  Through these important actions, our Conservative Government is helping Canadians realize their dream of buying a new home.

For More Information call 1-800-959-8281 or visit WWW.CRA-ARC.GC.CA

Friday, January 13, 2012

Are You A Commuter?

In today's society it is not uncommon that someone commutes an hour even two hours to work each day.  Do you live in the Peterborough area and commute?  If you're sick of it and ready to sell your Peterborough home and move to the big city this is a great article for you that could save you a lot of money on your taxes.  Take a read...




Revenue Canada ruling on Moving closer to a job in Toronto Star Business News this morning.  This in a great tip to anyone who moves 40km closer to where they work whether they change jobs or not….


If you made a move in 2011 to significantly reduce your daily commute and kept all of your receipts, you can save yourself a chunk of money when you file your tax return.

As a result of a recent Tax Court of Canada decision, you can now deduct moving expenses if you moved to a new residence more than 40 kilometres closer to your workplace, even if you didn’t get a new job.

Glen Wunderlich was living in Toronto in mid-2004 when he accepted a position with the Burlington company Boehringer Ingelheim (Canada) Ltd. Upon receiving a promotion from the same company in early 2007, he decided to move to Oakville.

In determining his income for 2008, Wunderlich claimed moving expenses of $33,160. The Canada Revenue Agency denied these expenses on the basis that he did not have “a new work location.”

On appeal, Tax Court Judge Wyman Webb ruled that under the 
Income Tax Act an “eligible relocation” simply means “a relocation of a taxpayer...to enable the taxpayer to be employed at a location in Canada.” There is no actual requirement that there be a move from “an old work location” to “a new work location.”

As authority for his interpretation, he cited a previous decision of Justice C. Miller in 
Gelinas v. The Queen allowing moving expenses when a taxpayer moved from a part-time job to a full-time job with the same company.

The Judge also found that there is nothing in the legislation establishing a time period within which a move must occur following the commencement of employment at a new work location. Therefore, he said expenses are deductible even if the taxpayer moves at least 40 kilometres closer to his workplace months or even years after he starts working at a new job.

Therefore Wunderlich’s appeal was allowed, and the matter was referred back to the Minister of National Revenue for reassessment on the basis that he was entitled to deduct moving expenses of $33,160 in determining his 2008 income. 

And because he refused to take no for an answer, you and other taxpayers in a similar position can now also benefit from his perseverance

Wednesday, December 28, 2011

Confessions of a Peterborough Realtor

The year is  coming to an end and I've been going through old files and getting geared up for another year.  As I was looking through my old blog posts I found this one and had a good laugh and felt the need to post it again.  If you have already read it, thanks for stopping by again, if not enjoy my story of selling our family home in Sarnia.

I wanted to write this evening about something a little different, not mortgages, green homes or tips on buying or selling, I wanted to write about the experience I had when we sold our family home eight years ago.

When I was four years old I remember my parents taking my sisters and I to see the new big dream home we were going to live in. It still had fake deer that the current owners had put in the garden for decoration and I thought that was the BEST THING EVER. To my dismay the fake deer were gone when we moved in, but I still loved our new home. As we all grew older the basement was finished, the backyard spruced up and every room was up to date with the latest interior decor trends. Just when it seemed every part of our home couldn’t get any better my parents broke the news, we were moving. Us kids had all grown up, almost all moved out and my parents needed a change in scenery. I hoped they would redo the living room again, but they insisted the house was too big and our time in Sarnia had come to an end.

The day the real estate agent put his sign up on the lawn I thought it was the ugliest landmark on the street and refused to accept that our time on Errol Road was coming to an end. Our house did sell as all homes eventually do and boxes we had to pack. It was hard on us all, but we had to say goodbye to our home of fifteen years. I hated every moment of selling our home, but you know what, I’m glad I went through it. I believe it has made me a better realtor. I’ve been working with clients who know a new home is needed for their situation, but are having a difficult time selling and saying goodbye to their home and I really do sympathise with these clients. I understand how hard a move can be on a family. Usually when people are moving it’s during a time of change, and change can be stressful.

Hopefully you're getting ready to move because you're moving into your first home, you're a newlywed or expecting another baby, but there are changes in life that require a new home that aren’t so welcomed. Our goal is to help make your transition in life easier.  So, if you’re about to make a move that is stressing you out, call us, we know it can be hard and want to help you. We won’t even get mad if your kid runs over the for sale sign with their bike, I’d be a hypocrite if I did.

-Jane Ross
sales representative

Tuesday, December 27, 2011

Capturing The Home's Best Features

When listing a home our team often invests in a professional commercial photographer to take photos that best display all the features the home has to offer.  These photos are posted on numerous websites and of course MLS.  Potential buyers are looking at these photographs and the more attractive and clear the photos are the more likely these buyers will call their agent to make sure they book a private showing.  Now a little about Colin Rycroft our go to commercial photographer:

Colin was born and raised in Whitby, Canada and graduated with honours from the Creative Photography Program at Humber College of Applied Arts and Technology in Toronto, Canada. Colin also earned the Academic Award of Excellence for the highest grade in his program.
Colin enjoys all genres of photography, but his focus is commercial still life photography. The ability to control the subject and its lighting, and mould the image into his creative vision, is what draws him to the genre. 

To view some of his studio work visit www.colinrycroft.com
This is a little something extra our team likes to do for our clients; a picture says a thousand words and sometimes makes the difference when selling a house. 

-Jane Ross
Sales Representative

  

Sunday, September 25, 2011

A Happy Client :)

This is what one of our clients had to say...
"They were extremely helpful.  They were kind, thoughtful, more than willing to help in every way.  I don't believe they could treat best friends much better.  On top of this they were a pleasure to be with."
-Ruth S.

We always love to hear feedback from our clients! Thank you Ruth for your kind words.

-Jane Ross
Sales Representative

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